Come and talk to Wave Community Bank on Wednesdays 10am - 12 noon about this local, not-for-profit, saving and loans co-operative. The representatives can arrange for you to become a member, discuss your financial needs and take loan applications. They can also answer queries from existing members regarding their accounts. Drop in and have a chat about what WCB can offer you - particularly if you are on a low income or have a poor credit rating.